The April issue of Best’s Review reports on emerging and evolving trends in commercial risks:

• “Insurers, Buyers Face New Challenges With Emerging Commercial Risks in 2025” presents what companies are saying about political change, artificial intelligence and cyber security.
• “Betting on American Justice: Lawmakers, Regulators Target Third-Party Litigation Funding” looks at the steps that the federal and some state governments are taking to curb social inflation.
• “Marsh’s Quintal and We2Sure’s Wigzell: Insurance Facility Tackles Carbon Credit Fraud Risks” features an interview with the founders of an initiative that aims to address the growing risk of counterfeit certificates and nonexistent projects.
• “Cyber Insurance Survey Highlights Systemic Risk, Particularly on SMEs” summarizes the responses AM Best received to its survey of the world's largest cyber insurers.
• “Leading AI Platforms Explore Emerging Commercial Risks” presents responses from three artificial intelligence large language models about new, emerging risks facing the business sector.

Also included:

• “New York Life, Other Mutual Life Insurers See Value in Boosting 2025 Dividends” looks at how the performance of mutual life insurers is allowing them to offer record dividends to policy owners.
• “Largest Asia-Pacific Insurers – 2025 Edition” ranks companies by 2023 gross premiums written.

Best’s Review is AM Best’s monthly insurance magazine, covering emerging issues and trends and evaluating their impact on the marketplace. Access to the complete content of Best’s Review is available here.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

Copyright © 2025 by A.M. Best Company, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

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