No matter where they need extra support in their housing journeys, California homeowners and renters can now receive free, confidential housing counseling and mortgage assistance services from Take Charge America, a national nonprofit agency offering credit counseling, HUD-approved housing counseling and debt management services.

Recently awarded a $250,500 grant from the California Housing Finance Agency (CalHFA), Take Charge America is accepting virtual appointments statewide for the following needs:

• Rental Delinquency for renters who cannot afford monthly payments or have already missed monthly payments.
• Mortgage Delinquency for homeowners who are struggling to meet mortgage payments and at risk of foreclosure.
• Reverse Mortgage Delinquency for senior homeowners at risk of defaulting on their reverse mortgage loan.
• Pre-Purchase Counseling for new prospective homebuyers who need assistance with the homebuying process and seeking opportunities to qualify for government-backed mortgage assistance programs.
• Post-Purchase Counseling for new homeowners who need an action plan for protecting their housing investment.
• Rental Counseling for first-time or lower-income renters who need an action plan with the application process and budgeting.

“The homebuying and renting processes are complex and often confusing, from budgeting to maintenance to preserving your financial security,” said Take Charge America CEO Manuel Salazar. “Our HUD-approved housing counselors are prepared to help California residents wherever they’re struggling in the journey – and we can do it at no charge. As a nonprofit, we’re solely focused on our clients’ individual needs.”

Residents can review housing counseling services online and contact (866) 987-2008 or housing@takechargeamerica.org to schedule an appointment.

About Take Charge America, Inc.

Founded in 1987, Take Charge America, Inc. is a nonprofit agency offering financial education and counseling services including credit counseling, debt management, housing counseling and bankruptcy counseling. It has helped more than 2 million consumers nationwide manage their personal finances and debts. Learn more at takechargeamerica.org or call (888) 822-9193.

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